Terms & Conditions
TERMS OF SERVICE / PUBLIC OFFER FOR EDUCATIONAL AND INFORMATIONAL SERVICES
1.1. This document constitutes an official public offer (the “Terms of Service” or “Agreement”) by KN ILUVME Academy L.L.C-FZ (License Number 2527558.01), registered in Dubai, UAE (hereinafter referred to as the “Company” or “Provider”), to provide remote educational and informational services to any legally capable individual, legal entity, or sole proprietor (hereinafter referred to as the “Client” or “Customer”).
1.2. These Terms of Service are permanently available on the Company’s websites: iluvmeacademy.com and kajabi.com (hereinafter referred to as the “Website”).
1.3. Full and unconditional acceptance of these Terms occurs when the Client makes a payment for the Services according to the selected Payment Plan. The Agreement is deemed concluded the moment funds are credited to the Company’s account (or the account of a payment processor such as Stripe, Inc. or PayPal Holdings, Inc.).
1.4. By completing the purchase, the Client confirms that they have fully read, understood, and agreed to all provisions of these Terms (including the No Refund Policy and Earnings Disclaimer), as well as the terms of use of the Kajabi LLC platform and the Privacy Policy.
2. TERMS AND DEFINITIONS
2.1. Services — provision of remote access to digital educational materials (Courses) and, if specified by the Payment Plan, provision of feedback, consulting, and access to private communities.
2.2. Course — a collection of Digital Content (video lessons, audio recordings, text and graphic materials, webinars, and practical assignments) hosted on the Platform, united by a single educational topic.
2.3. Payment Plan (Tariff) — the Company’s commercial offer specifying the scope, content, duration, and price of the Services.
2.4. Platform — a specialized closed software environment (including but not limited to Kajabi) where Course materials are hosted.
2.5. Digital Content — data produced and supplied in digital form (e.g., videos, PDFs, audio, databases).
3. SUBJECT OF THE AGREEMENT AND PROVISION OF SERVICES
3.1. The Company agrees to provide the Client with remote access to the Course's Digital Content via the Internet, and the Client agrees to pay for these Services and comply with the usage rules.
3.2. The Services are strictly for informal, informational, and educational purposes. They are not subject to state licensing, do not include state certification, and do not confer any official degree or academic qualification.
3.3. The Services are deemed fully rendered and accepted by the Client the moment the Client is provided with their first access credentials (login/password or access link) to the Platform or the first Course module, regardless of whether the Client actually logs in or consumes the materials.
3.4. If the Payment Plan entails a "drip" schedule (modules opening gradually), the Service for each specific module is deemed rendered at the moment access to that module is unlocked on the Platform.
4. PAYMENT RULES AND PAYMENT PLANS (INSTALLMENTS)
4.1. The price of the Services is specified on the Website in US Dollars (USD) or another currency indicated on the checkout page.
4.2. Payment is made as a 100% upfront fee unless the selected Payment Plan explicitly offers installments (subscriptions).
4.3. Payment Plans / Subscriptions: If the Client selects an installment plan, they grant unconditional authorization for automatic recurring charges to their credit card or PayPal account on the scheduled dates until the total balance is paid in full.
4.4. Acceleration Clause & Suspension: In the event a recurring payment fails (due to insufficient funds, expired card, etc.), the Company grants a Grace Period of 3 (three) calendar days to update payment details. If the balance remains unpaid after this period, the Company reserves the right to immediately suspend the Client’s access to the Course, Platform, and private chats without refunding any previously paid amounts. Access will be restored only upon full settlement of the overdue balance.
5. NO REFUND POLICY & DIGITAL CONTENT WAIVER
5.1. The Company provides access to Digital Content immediately or within agreed timeframes upon successful payment.
5.2. Right of Withdrawal Waiver (EU & UK): In accordance with the EU Consumer Rights Directive (Directive 2011/83/EU) and UK consumer protection laws, consumers generally have a 14-day right of withdrawal. HOWEVER, by accepting these Terms, the Client provides explicit prior consent to begin the performance of the Agreement (delivery of Digital Content) before the 14-day withdrawal period expires, and EXPRESSLY ACKNOWLEDGES THAT BY DOING SO, THEY LOSE THEIR RIGHT OF WITHDRAWAL AND RIGHT TO A REFUND.
5.3. All Sales Are Final. No refunds will be issued under any circumstances, including but not limited to: subjective dissatisfaction with the materials, the Course not meeting personal expectations, lack of time to complete the Course, or technical hardware/software issues on the Client’s end.
6. ANTI-CHARGEBACK POLICY
6.1. The Client agrees not to initiate a chargeback process with their bank, credit card issuer, or payment processor (Stripe, PayPal) without first contacting the Company in writing (at info@iluvmeacademy.com) to attempt an amicable resolution.
6.2. Initiating an unjustified chargeback after access to the Digital Content has been granted constitutes a material breach of this Agreement ("Friendly Fraud").
6.3. If a chargeback is initiated, the Company reserves the right to immediately terminate the Client’s access to all current and future Company products and dispute the chargeback by providing the bank with proof of service delivery (IP login logs, timestamps, content download records).
6.4. If the chargeback is deemed invalid (the dispute is won by the Company), the Client agrees to pay the Company an administrative fee of $250 (Two Hundred Fifty US Dollars) to cover bank and legal costs incurred.
7. EARNINGS & RESULTS DISCLAIMER
7.1. DISCLAIMER OF WARRANTIES: ALL INFORMATION, MATERIALS, AND SERVICES ARE PROVIDED "AS IS." THE COMPANY MAKES NO EXPRESS OR IMPLIED GUARANTEES REGARDING ANY FINANCIAL, CAREER, HEALTH, OR PERSONAL RESULTS THE CLIENT MAY ACHIEVE.
7.2. In compliance with the Federal Trade Commission (FTC) guidelines and equivalent EU regulations: any case studies, testimonials, or income/success examples provided are exceptional results of specific individuals and do not constitute a guarantee that the Client will achieve the same or similar results.
7.3. The Client fully acknowledges that their success depends entirely on their personal effort, background, time commitment, and external market factors. The Client assumes full responsibility for any actions, decisions, or financial risks taken based on the Course materials. The Company is not liable for any lost profits, direct, or indirect damages incurred by the Client.
8. INTELLECTUAL PROPERTY & LIQUIDATED DAMAGES
8.1. All Course materials, including videos, texts, audio, Website design, algorithms, and checklists, are the exclusive intellectual property of the Company and are protected by international copyright laws.
8.2. Upon payment, the Company grants the Client a limited, non-transferable, non-exclusive license to view and use the materials strictly for personal, non-commercial purposes.
8.3. The Client is strictly prohibited from:
9.1. The Company strives to maintain a safe and respectful environment. The Client must observe common standards of morality and ethics when interacting with instructors, support staff, and other participants.
9.2. The Client is prohibited from:
10.1. The Parties are released from liability for partial or complete failure to fulfill obligations under this Agreement if such failure results from circumstances of insuperable force (Force Majeure).
10.2. In addition to standard events (war, natural disasters, fires, government actions), the Parties agree that "digital" events beyond the Company's reasonable control constitute Force Majeure, including:
11.1. This Agreement, its conclusion, execution, and termination shall be governed by and construed strictly in accordance with the laws of the United Arab Emirates (UAE) and the Emirate of Dubai, without regard to conflict of law principles.
11.2. A pre-trial (claim) dispute resolution procedure is mandatory. The Party considering its rights violated must send a detailed, reasoned claim to the other Party via email (For the Company: info@iluvmeacademy.com). The review period for a claim is 30 (thirty) calendar days from receipt.
11.3. If the Parties fail to resolve the dispute through negotiations, all unresolved disputes shall be submitted to the exclusive jurisdiction of the competent courts in Dubai, UAE, unless mandatory international consumer protection laws of the Client’s country of residence strictly dictate otherwise.
12. FINAL PROVISIONS
12.1. Severability: If any provision of this Agreement is found by a court or competent authority to be invalid, illegal, or unenforceable, that provision shall be deemed severed, and the validity and enforceability of the remaining provisions shall not be affected.
12.2. The Company has the right to assign or transfer its rights and obligations under this Agreement (including the right to collect debts) to third parties without requiring the Client's additional consent.
12.3. The Company reserves the right to amend these Terms of Service at any time. Amendments become effective immediately upon publication on the Website. The Client is responsible for regularly reviewing the Terms. Continued use of the Services following any modifications constitutes the Client's acceptance of the updated Terms.
COMPANY DETAILS:
Name: KN ILUVME Academy L.L.C-FZ
License Number: 2527558.01
Registered Address: Dubai, UAE
Contact Email: info@iluvmeacademy.com
1.2. These Terms of Service are permanently available on the Company’s websites: iluvmeacademy.com and kajabi.com (hereinafter referred to as the “Website”).
1.3. Full and unconditional acceptance of these Terms occurs when the Client makes a payment for the Services according to the selected Payment Plan. The Agreement is deemed concluded the moment funds are credited to the Company’s account (or the account of a payment processor such as Stripe, Inc. or PayPal Holdings, Inc.).
1.4. By completing the purchase, the Client confirms that they have fully read, understood, and agreed to all provisions of these Terms (including the No Refund Policy and Earnings Disclaimer), as well as the terms of use of the Kajabi LLC platform and the Privacy Policy.
2. TERMS AND DEFINITIONS
2.1. Services — provision of remote access to digital educational materials (Courses) and, if specified by the Payment Plan, provision of feedback, consulting, and access to private communities.
2.2. Course — a collection of Digital Content (video lessons, audio recordings, text and graphic materials, webinars, and practical assignments) hosted on the Platform, united by a single educational topic.
2.3. Payment Plan (Tariff) — the Company’s commercial offer specifying the scope, content, duration, and price of the Services.
2.4. Platform — a specialized closed software environment (including but not limited to Kajabi) where Course materials are hosted.
2.5. Digital Content — data produced and supplied in digital form (e.g., videos, PDFs, audio, databases).
3. SUBJECT OF THE AGREEMENT AND PROVISION OF SERVICES
3.1. The Company agrees to provide the Client with remote access to the Course's Digital Content via the Internet, and the Client agrees to pay for these Services and comply with the usage rules.
3.2. The Services are strictly for informal, informational, and educational purposes. They are not subject to state licensing, do not include state certification, and do not confer any official degree or academic qualification.
3.3. The Services are deemed fully rendered and accepted by the Client the moment the Client is provided with their first access credentials (login/password or access link) to the Platform or the first Course module, regardless of whether the Client actually logs in or consumes the materials.
3.4. If the Payment Plan entails a "drip" schedule (modules opening gradually), the Service for each specific module is deemed rendered at the moment access to that module is unlocked on the Platform.
4. PAYMENT RULES AND PAYMENT PLANS (INSTALLMENTS)
4.1. The price of the Services is specified on the Website in US Dollars (USD) or another currency indicated on the checkout page.
4.2. Payment is made as a 100% upfront fee unless the selected Payment Plan explicitly offers installments (subscriptions).
4.3. Payment Plans / Subscriptions: If the Client selects an installment plan, they grant unconditional authorization for automatic recurring charges to their credit card or PayPal account on the scheduled dates until the total balance is paid in full.
4.4. Acceleration Clause & Suspension: In the event a recurring payment fails (due to insufficient funds, expired card, etc.), the Company grants a Grace Period of 3 (three) calendar days to update payment details. If the balance remains unpaid after this period, the Company reserves the right to immediately suspend the Client’s access to the Course, Platform, and private chats without refunding any previously paid amounts. Access will be restored only upon full settlement of the overdue balance.
5. NO REFUND POLICY & DIGITAL CONTENT WAIVER
5.1. The Company provides access to Digital Content immediately or within agreed timeframes upon successful payment.
5.2. Right of Withdrawal Waiver (EU & UK): In accordance with the EU Consumer Rights Directive (Directive 2011/83/EU) and UK consumer protection laws, consumers generally have a 14-day right of withdrawal. HOWEVER, by accepting these Terms, the Client provides explicit prior consent to begin the performance of the Agreement (delivery of Digital Content) before the 14-day withdrawal period expires, and EXPRESSLY ACKNOWLEDGES THAT BY DOING SO, THEY LOSE THEIR RIGHT OF WITHDRAWAL AND RIGHT TO A REFUND.
5.3. All Sales Are Final. No refunds will be issued under any circumstances, including but not limited to: subjective dissatisfaction with the materials, the Course not meeting personal expectations, lack of time to complete the Course, or technical hardware/software issues on the Client’s end.
6. ANTI-CHARGEBACK POLICY
6.1. The Client agrees not to initiate a chargeback process with their bank, credit card issuer, or payment processor (Stripe, PayPal) without first contacting the Company in writing (at info@iluvmeacademy.com) to attempt an amicable resolution.
6.2. Initiating an unjustified chargeback after access to the Digital Content has been granted constitutes a material breach of this Agreement ("Friendly Fraud").
6.3. If a chargeback is initiated, the Company reserves the right to immediately terminate the Client’s access to all current and future Company products and dispute the chargeback by providing the bank with proof of service delivery (IP login logs, timestamps, content download records).
6.4. If the chargeback is deemed invalid (the dispute is won by the Company), the Client agrees to pay the Company an administrative fee of $250 (Two Hundred Fifty US Dollars) to cover bank and legal costs incurred.
7. EARNINGS & RESULTS DISCLAIMER
7.1. DISCLAIMER OF WARRANTIES: ALL INFORMATION, MATERIALS, AND SERVICES ARE PROVIDED "AS IS." THE COMPANY MAKES NO EXPRESS OR IMPLIED GUARANTEES REGARDING ANY FINANCIAL, CAREER, HEALTH, OR PERSONAL RESULTS THE CLIENT MAY ACHIEVE.
7.2. In compliance with the Federal Trade Commission (FTC) guidelines and equivalent EU regulations: any case studies, testimonials, or income/success examples provided are exceptional results of specific individuals and do not constitute a guarantee that the Client will achieve the same or similar results.
7.3. The Client fully acknowledges that their success depends entirely on their personal effort, background, time commitment, and external market factors. The Client assumes full responsibility for any actions, decisions, or financial risks taken based on the Course materials. The Company is not liable for any lost profits, direct, or indirect damages incurred by the Client.
8. INTELLECTUAL PROPERTY & LIQUIDATED DAMAGES
8.1. All Course materials, including videos, texts, audio, Website design, algorithms, and checklists, are the exclusive intellectual property of the Company and are protected by international copyright laws.
8.2. Upon payment, the Company grants the Client a limited, non-transferable, non-exclusive license to view and use the materials strictly for personal, non-commercial purposes.
8.3. The Client is strictly prohibited from:
- Sharing their login credentials (username and password) with third parties;
- Copying, downloading (unless specifically permitted by the Platform feature), screen-recording, distributing, or selling Course materials;
- Participating in group buys ("skladchina"), or publishing materials in public or private Telegram channels, torrent trackers, or any other platforms;
- Using Course materials to create competing educational products.
- 8.4. The Company reserves the right to embed hidden watermarks and utilize IP tracking systems to identify copyright violators.
- 8.5. Liquidated Damages: The Parties agree that the exact amount of damages resulting from piracy or unauthorized distribution of the materials is difficult to ascertain. Therefore, upon discovery of any violation of Section 8.3, the Client agrees to pay the Company Liquidated Damages in the amount of $2,000 (Two Thousand US Dollars) per individual violation (e.g., per copied lesson, shared password, or unauthorized publication). This amount is agreed upon as reasonable compensation for potential harm, not as a penalty. The Company shall also immediately revoke the Client's access without any refund.
9.1. The Company strives to maintain a safe and respectful environment. The Client must observe common standards of morality and ethics when interacting with instructors, support staff, and other participants.
9.2. The Client is prohibited from:
- Using profanity, posting insults, threats, or inciting conflicts in group chats;
- Spamming or promoting third-party products/services;
- Publicly distributing false information that constitutes defamation against the Company.
- 9.3. Termination for Cause: If the Client violates Sections 9.1 or 9.2, the Company reserves the right to unilaterally terminate this Agreement out of court and immediately block the Client's access to the Platform and chats. In such cases, no refunds will be issued, as the retention of funds is considered fair compensation for the Client’s breach of contract.
10.1. The Parties are released from liability for partial or complete failure to fulfill obligations under this Agreement if such failure results from circumstances of insuperable force (Force Majeure).
10.2. In addition to standard events (war, natural disasters, fires, government actions), the Parties agree that "digital" events beyond the Company's reasonable control constitute Force Majeure, including:
- Global Internet outages, or major data center crashes (e.g., Amazon Web Services, Cloudflare);
- Blocking or suspension of third-party platforms (Kajabi, Telegram, Instagram) used to provide the Services;
- Sudden freezing or blocking of the Company’s accounts by payment gateways (Stripe, PayPal) through no fault of the Company;
- Malicious cyberattacks or DDoS attacks on the Company’s or Platform’s servers.
11.1. This Agreement, its conclusion, execution, and termination shall be governed by and construed strictly in accordance with the laws of the United Arab Emirates (UAE) and the Emirate of Dubai, without regard to conflict of law principles.
11.2. A pre-trial (claim) dispute resolution procedure is mandatory. The Party considering its rights violated must send a detailed, reasoned claim to the other Party via email (For the Company: info@iluvmeacademy.com). The review period for a claim is 30 (thirty) calendar days from receipt.
11.3. If the Parties fail to resolve the dispute through negotiations, all unresolved disputes shall be submitted to the exclusive jurisdiction of the competent courts in Dubai, UAE, unless mandatory international consumer protection laws of the Client’s country of residence strictly dictate otherwise.
12. FINAL PROVISIONS
12.1. Severability: If any provision of this Agreement is found by a court or competent authority to be invalid, illegal, or unenforceable, that provision shall be deemed severed, and the validity and enforceability of the remaining provisions shall not be affected.
12.2. The Company has the right to assign or transfer its rights and obligations under this Agreement (including the right to collect debts) to third parties without requiring the Client's additional consent.
12.3. The Company reserves the right to amend these Terms of Service at any time. Amendments become effective immediately upon publication on the Website. The Client is responsible for regularly reviewing the Terms. Continued use of the Services following any modifications constitutes the Client's acceptance of the updated Terms.
COMPANY DETAILS:
Name: KN ILUVME Academy L.L.C-FZ
License Number: 2527558.01
Registered Address: Dubai, UAE
Contact Email: info@iluvmeacademy.com